Terms of Service

Last updated: 1 January 2025

These Terms of Service govern your use of the website aifinyo.ltd operated by aifinyo finance GmbH. By accessing or using this website, you agree to these terms. If you do not agree, please discontinue use of the website.

1. Scope of Application

These terms apply to all visitors and users of the website accessible at aifinyo.ltd and its subpages. They apply to all interactions with the website, including browsing content and submitting enquiries via the contact form.

2. Nature and Purpose of This Website

This website is operated exclusively for informational purposes. It provides general information about financial instruments — specifically Finanzierungsleasing (financial leasing) and Factoring — as offered by businesses in the financial services sector.

This website does not constitute:

  • An offer or solicitation to purchase or enter into any financial product or service
  • Financial, legal, tax, or investment advice
  • A regulated financial service or activity

Nothing on this website creates any binding contractual relationship between aifinyo finance GmbH and any visitor.

3. Permitted Use

You may access and use this website for personal, non-commercial informational purposes. You must not:

  • Use the website in any manner that violates applicable law or regulation
  • Attempt to gain unauthorised access to any part of the website or its underlying systems
  • Transmit any harmful, offensive, or unlawful content through the contact form or any other interactive element
  • Reproduce, copy, or republish content from this website without our prior written permission
  • Use automated tools to scrape, crawl, or harvest content from this website in a manner that burdens our infrastructure

4. Accuracy and Completeness of Content

We make reasonable efforts to ensure the information published on this website is accurate and up to date. However, we do not warrant that all information is complete, accurate, or current at all times. Financial instruments, regulations, and market conditions can change. We recommend consulting a qualified professional before making any decisions based on information from this website.

5. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, and layout, is the property of aifinyo finance GmbH or its licensors and is protected by applicable copyright and intellectual property law. Unauthorised reproduction or distribution of any content is prohibited.

Phosphor Icons used on this website are used under the MIT License. Photos sourced from Unsplash or Pexels are used under their respective free-use licences.

This website may contain links to third-party websites for informational convenience. We do not endorse, control, or assume responsibility for the content, accuracy, or practices of any third-party websites. Accessing external links is at your own risk.

7. Limitation of Liability

To the extent permitted by applicable law, aifinyo finance GmbH shall not be liable for any direct, indirect, incidental, or consequential damages arising from:

  • Your use of or reliance on the content of this website
  • Any interruption, suspension, or unavailability of the website
  • Any errors or omissions in the information provided

This limitation does not affect liability for damages caused by gross negligence or wilful misconduct, or liability that cannot be excluded under mandatory German law.

8. Governing Law and Jurisdiction

These Terms of Service are governed by the laws of the Federal Republic of Germany. Any disputes arising in connection with these terms or your use of this website shall be subject to the exclusive jurisdiction of the courts of Dresden, Germany, to the extent permitted by applicable law.

9. Changes to These Terms

We reserve the right to update these Terms of Service at any time. Changes take effect when published on this page. Your continued use of the website following any update constitutes acceptance of the revised terms.

For any questions regarding these Terms of Service, please contact:

aifinyo finance GmbH
Tiergartenstraße 8, 01219 Dresden, Deutschland
Email: support@aifinyo.ltd
Phone: +49 151 17809154